Wherever you currently are with your financial planning we will be able to develop an ongoing strategy to manage your savings and investments in conjunction with your Lifetime Cash Flow. Once the strategy has been agreed and implemented, it will require ongoing service and regular review to ensure it continues to meet your needs.
Wealth Management is required to ensure you can meet your anticipated cash flow needs throughout your lifetime. For instance, when you stop work you will need to replace the income you earn. We will help you build a reserve of funds and manage existing pots so that these plans can provide the income you need for the rest of your life. Having the right blend of investment products is essential to maximising the tax efficiency of your plans. We look to build diverse investments in ISA’s, General Investment Accounts, Pensions, Investment Bonds (both offshore and onshore) and, where appropriate, more specialised investments such as Venture Capital Trusts (VCT’s) and Enterprise Investment Schemes (EIS’s).