Getting a mortgage can be a challenging and complicated process. We provide guidance and support in delivering our mortgage service. We provide you with a range of options available from the whole of the market, so that you can make an informed decision about the product that is most suited to your individual requirements.
Mortgages & Equity Release
Mortgages
Equity Release
Equity Release
Equity release refers to a range of products letting you access the equity (cash) tied up in your home if you are over the age of 55. You can take the money you release as a lump sum or, in several smaller amounts or as a combination of both.
Whether equity release is the right option for you depends on your circumstances such as:
- your age
- your income
- how much money you want to release
- your plans for the future.
When releasing equity, it’s tempting to focus on the immediate boost you will get from the money you unlock, but you need to look at how it will affect your future choices and financial situation in later life. We have specialist advisers to guide you through this complex area. Typically, this planning is used in conjunction with Lifetime Cash Flow planning to ensure you have clarity on the impact of these plans on your lifestyle and legacy arrangements.